Living with little money
Do you have to make do with little money? Do you need support from social assistance or do you live at the subsistence level?
In cases where the income is not enough to live on and no social security can help, social assistance steps in. You can obtain social assistance from your municipality of residence.
There are many offers that support people with little money in everyday life.
Take advantage of these offers, they are also available in your area.
Grocery shopping / food and drink
Here are some examples of offers. You can also ask the municipal office what other options are available nearby.
Do you have little money available for everyday life?
There are various dispensaries and markets where you can get significantly discounted food, hygiene products, office and household supplies, cleaning products and clothing.
Examples from all regions:
Customer ID / KulturLegi
In order to be able to shop at the issuing points, you usually need a customer ID card (for example, the KulturLegi). You can obtain this from the municipality, the social welfare office or the social services.
If you do not receive social assistance and do not have contact with a social welfare office, it is best to contact the issuing office directly before the first visit.
You can obtain the KulturLegi from the social welfare office of your municipality and from most social counselling centres. You can also apply for the customer ID card directly here: Application KulturLegi
"Tischlein-deck-dich" saves food from destruction and distributes it to people affected by poverty.
If you want to buy groceries from a Tischlein-deck-dich distribution point, you will need a customer ID card. You can obtain this card from a social welfare office in your area:
In the encounter cafés you can get a coffee, espresso, cappuccino and much more at a cheap price.
Even in the meeting café, you sometimes have to show a customer card, for example the KulturLegi.
Everyday items, clothing, furniture, and financial aid
Here are some examples of offers. You can also ask the municipal office what other options are available nearby.
Winterhilfe St.Gallen helps you in urgent financial emergencies with one-off support services such as:
- the direct assumption of invoices (e.g. insurance premiums / service statements, health insurance, glasses, dentist, rent, ancillary costs, etc.)
- Bed assistance: functional beds and bedding (new beds, bunk/children's beds, mattresses, duvet, pillows and covers)
- Clothing aid: Clothing packages from Caritas and clothing vouchers
- Project "Empowerment" for children: long-term financing of leisure activities for children and young people aged 4-16 (latest entry at 12 years)
- School equipment for everyone: a new school bag every 3 years
- Support for REKA holidays
- Shopping vouchers
In a Brockenhaus / Brockenstube also called "Brocki") you will find a wide range of everyday items such as furniture, clothes, household, books, toys and much more. The items are well-preserved second-hand items.
There are many "Brockis" throughout the canton of St.Gallen: List of Brocken Houses & Second-Hand Shops
The Swiss Red Cross SRK of St.Gallen supports needy individuals and families with a one-off financial aid. This only applies to medically related costs. It is assumed that the emergency situation was triggered by a health problem.
Be sure to register for a personal interview first by phone 071 227 99 66 or by e-mail beratung@srk-sg.ch .
If this is not possible, there will be an open consultation hour on Tuesday and Thursday mornings from 8.30 to 11.30 am.
Contact:
Swiss Red Cross Canton of St.Gallen / Individual Assistance
Marketplace 24
9004 St.Gallen
Phone 071 227 99 66
Email: beratung@srk-sg.ch
The SRK Financial Bridging Assistance supports you if you are in financial distress as a result of an event. For example:
- Illness
- Separation
- Job loss
If this results in extraordinary costs or if you suddenly have less income, the SRC will help you to bridge these acute emergency situations.
Contact:
Swiss Red Cross Canton of St.Gallen / SRC Bridging Aid
Marketplace 24
9004 St.Gallen
Phone 071 227 99 66
Email: beratung@srk-sg.ch
Pro Senectute offers financial advice for senior citizens.
Leisure activities
Here are some examples of offers. You can also ask the municipal office what other options are available nearby.
Do you want to go to the theatre or museum? Do you want to go to the circus with your children or attend a football match?
Even if you have a low income, you can participate in numerous cultural, sports, educational and recreational events. With the KulturLegi you get reduced prices in many places.
You can obtain information about the customer ID card from the social welfare office in your municipality and from most social counselling centres. You can also apply for the customer ID card directly online: Application KulturLegi
REKA allows your family to take a week's holiday for 200 francs. The holiday takes place in a REKA holiday village, a REKA holiday apartment or in a youth hostel in Switzerland.
Kovive offers summer camps for children and teenagers at reasonable prices. The camps offer an exciting and varied holiday programme. The common language in the camp is German. The prices are based on the income as well as the wealth of the family.
In many municipalities and towns, a Ferienpass for children is offered during the school holidays.
The Ferienpass offers children an exciting programme and is also suitable for families with a low budget.
Ask the municipal office or the school secretariat for such an offer.
Examples
- Holiday Pass / Summer Fun City of St.Gallen new window
- Offers from Pro Juventute new window
- Holiday pass Rapperswil-Jona with KulturLegi new window
- FerienSpass Wil new window
- Holiday fun at the lake in the Rorschach region new window
- Holiday Fun Sarganserland new window
- Uznach Holiday Pass new window
- Holiday Pass Region Wattwil new window
Contact points
Enter your postcode so that we can show you your nearest contact point.